Your car loan options.
Our car loan benefits.
Borrow up to 150% of the value of your vehicle
Flexible repayment frequency
Redraw available
Competitive fixed rate with 1-7 year loan term
Unlimited extra repayments
Easy online repayments
Calculate your car loan repayments.
^ Includes Security Administration Fee. View our Fees and Charges Booklet for the full details of other loan fees and service fees that may apply. See all car loan rates, fees, and charges
Car Loan FAQs.
A redraw facility allows you to access extra repayments you have made on your loan over and above the required minimum repayments.
A minimum of $500 plus the next scheduled payment are required in the loan before the redraw feature is available. A minimum redraw of $500 applies to all redraw requests, and the amount of the next secheduled repayment will unavailable for redraw.
Please note: Transfers made into the loan on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch. Redraw must be enabled on the loan for redraw to show as available on Internet or Mobile Banking.
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When you take out the loan, a car loan establishment fee is charged to your account. It is charged at the beginning of the loan when the loan money is deposited into your nominated account or if a transfer is made for a purchase.
Speak to us on 13 25 85 or in a branch or see our Fees and Charges Booklet to find out more about the fees applicable to your specific loan type.
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You will need to call us on 13 25 85 or visit your nearest branch to get your final payout figure.
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Please call us on 13 25 85 or visit your nearest branch before applying so that we can discuss your situation and provide you with relevant information.
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More help with your next car.
The complete car buying guide
Everything you need to know about buying a car and arranging finance, in one place.
What you need to know
EV incentives by state
If you’re thinking of purchasing an electric vehicle (EV), then it’s worth looking at the benefits your state government has in place.
Go to articleUseful links
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Comparison rates are based on a secured loan (unless otherwise indicated) of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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Interest rates are current as at 8 April 2026 and are subject to change. |
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Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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Our Low Rate Car Loan Special Offer is only available for the purchase of new or used cars, caravans, camper trailers, marine craft and motorbikes manufactured within the current or previous two calendar years where the minimum new borrowing amount is $5,000 and where the loan amount does not exceed the purchase price. No package benefits or further discounts will apply. |
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Calculator by Widget Works. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |