Mother and daughter, in the kitchen, taking driving lessons outdoors, winter time. L-plates.
Interest Rates

Car loan interest rates, fees, and charges.

For cars that are new-2 years old

Product Interest rate (% p.a.) Comparison rate (% p.a.)*
Low Rate Car Loan (Special Offer)^ 6.79% p.a. 7.80% p.a.

For cars that are up to 8 years old

Product Interest rate (% p.a.) Comparison rate (% p.a.)*
Low Rate Car Loan 7.99% p.a. 8.99% p.a.

For cars that are up to 15 years old

Product Interest rate (% p.a.) Comparison rate (% p.a.)*
Flexi Car Loan 12.49% p.a. 13.37% p.a.
Fees and Charges that apply (all car loan products) Amount
Loan Establishment Fee / Variation Fee (includes Security Administration Fee of $70) $265
Monthly Loan Fee $9.00

View our Fees and Charges Booklet for the full details of other loan fees and service fees that may apply.

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Interest rates are current as at 8 April 2026 and are subject to change.

   
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Our Low Rate Car Loan Special Offer is only available for the purchase of new or used cars, caravans, camper trailers, marine craft and motorbikes manufactured within the current or previous two calendar years where the minimum new borrowing amount is $5,000 and where the loan amount does not exceed the purchase price. No package benefits or further discounts will apply.

   
 *

Comparison rates are based on a secured loan (unless otherwise indicated) of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

   
 

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

   
 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.

   
 

To view all of our interest rates, view our Interest rate schedules for:
Savings and Term Deposits
Car and Personal Loans and Credit Cards
Home Loans
Investment Home Loans
Business Banking