Young active family with a toddler bushwalking outside in the beautiful Freycinet National Park.
Interest Rates

Savings and Transactional Accounts interest rates.

Savings Accounts

Community Reward Account Rate p.a.
$0 - $4,999 3.40% p.a.
$5,000 - $199,999 3.70% p.a.
$200,000-plus 3.80% p.a.

Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Purple Bonus Saver Account Base rate p.a. Total rate p.a. (including bonus interest)1
$0 - $200,000 0.01% p.a. 4.65% p.a.
$200,000-plus 0.01% p.a. 0.01% p.a.

Interest is calculated daily on portions of the balance within each tier and paid monthly. Interest rates are subject to change without notice.

monEsaver Internet Savings Account Rate p.a.
$0 - $4,999 2.20% p.a.
$5,000 - $199,999 2.50% p.a.
$200,000-plus 2.75% p.a.

Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Transaction Accounts

Interest rates.

Community Account Rate p.a.
$0 - $4,999 0.01% p.a.
$5,000 - $19,999 0.55% p.a.
$20,000 - $99,999 1.05% p.a.
$100,000 plus 1.30% p.a.

Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Retirement Account Rate p.a.
$0 - $4,999 1.40% p.a.
$5,000 - $48,599 1.60% p.a.
$48,600-plus 2.05% p.a.

Interest is calculated daily on portions of the balance within each tier. Interest is paid on the last day of each month.

Youth Accounts

BU Savings Account Rate p.a.
All balances 3.15% p.a.

Interest is calculated daily on the whole balance and paid quarterly on 31 March, 30 June, 30 September, 31 December. Interest rates are subject to change without notice.

Purple Bonus Saver Account Base rate p.a. Total rate p.a. (including bonus interest)1
$0 - $200,000 0.01% p.a. 4.65% p.a.
$200,000-plus 0.01% p.a. 0.01% p.a.

Interest is calculated daily on portions of the balance within each tier and paid monthly. Interest rates are subject to change without notice.

Need help with your accounts?

Check out the most frequently asked questions.
Use our tools and calculators.
Our live chat is available Monday to Friday 9.00am - 6.00pm ACDT and Saturday 9.00am - 3.00pm ACDT.

   
 

Interest rates are current as at 19 May 2026 and are subject to change.

   
1

No bonus interest is earned on balances held in the account greater than $200,000.

   
 

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.

   
 

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.

   
 
   
 

Account holders may be covered by the Commonwealth Government's Financial Claims Scheme (FCS). Under the FCS, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (also known as authorised deposit-taking institutions or ADIs) that is incorporated in Australia and authorised by APRA. Payments under the FCS are subject to a limit for each depositor. See the FCS website for more information at https://www.fcs.gov.au.