Variable Purple Basic Home Loan
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤60% LVR | 5.89% p.a. | 5.92% p.a. |
| >60 - 80% LVR | 5.99% p.a. | 6.02% p.a. |
| >80 - 90% LVR | 6.24% p.a. | 6.27% p.a. |
Variable Total Home Loan Package
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤60% LVR | 5.89% p.a. | 6.25% p.a. |
| >60 - 80% LVR | 5.99% p.a. | 6.35% p.a. |
| >80 - 90% LVR | 6.24% p.a. | 6.59% p.a. |
Building loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤80% LVR | 6.19% p.a. | 6.61% p.a. |
| >80 - 90% LVR | 6.39% p.a. | 6.81% p.a. |
Bridging loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| All | 7.44% p.a. | 7.84% p.a. |
All-In-One loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| All | 7.45% p.a. | N/A |
Variable First Home Buyer Package^
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤95% LVR | 5.99% p.a. | 6.35% p.a. |
Building loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤95% LVR | 6.19% p.a. | 6.61% p.a. |
Variable Standard Home Loan
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤90% LVR | 8.45% p.a. | 8.50% p.a. |
All-In-One loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤90% LVR | 8.45% p.a. | N/A |
Reference rates
Home loans
| Type of loan | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| Purple Basic Variable Home Loan | 7.55% p.a. | N/A |
| Total Home Loan Package Variable Home Loan | 7.55% p.a. | N/A |
| Standard Variable Home Loan | 8.45% p.a. | N/A |
Fixed Total Home Loan Package
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤80% LVR | 6.29% p.a. | 6.73% p.a. |
| ≤90% LVR | 6.59% p.a. | 6.76% p.a. |
| 2 Year | ||
| ≤80% LVR | 6.39% p.a. | 6.74% p.a. |
| ≤90% LVR | 6.69% p.a. | 6.79% p.a. |
| 3 Year | ||
| ≤80% LVR | 6.59% p.a. | 6.79% p.a. |
| ≤90% LVR | 6.89% p.a. | 6.87% p.a. |
| 4 Year | ||
| ≤80% LVR | 6.69% p.a. | 6.84% p.a. |
| ≤90% LVR | 6.99% p.a. | 6.95% p.a. |
| 5 Year | ||
| ≤80% LVR | 6.69% p.a. | 6.86% p.a. |
| ≤90% LVR | 6.99% p.a. | 6.99% p.a. |
Fixed First Home Buyer Package^
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤95% LVR | 6.29% p.a. | 6.73% p.a. |
| 2 Year | ||
| ≤95% LVR | 6.39% p.a. | 6.74% p.a. |
| 3 Year | ||
| ≤95% LVR | 6.59% p.a. | 6.79% p.a. |
Building loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤95% LVR | 6.59% p.a. | 6.82% p.a. |
| 2 Year | ||
| ≤95% LVR | 6.69% p.a. | 6.86% p.a. |
| 3 Year | ||
| ≤95% LVR | 6.89% p.a. | 6.94% p.a. |
Fixed Standard Home Loan
Home loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤90% LVR | 6.64% p.a. | 8.30% p.a. |
| 2 Year | ||
| ≤90% LVR | 6.74% p.a. | 8.14% p.a. |
| 3 Year | ||
| ≤90% LVR | 6.94% p.a. | 8.05% p.a. |
| 4 Year | ||
| ≤90% LVR | 7.04% p.a. | 7.96% p.a. |
| 5 Year | ||
| ≤90% LVR | 7.04% p.a. | 7.85% p.a. |
Popular home loans.
Variable Purple Basic Home Loan
A simple, no-frills variable rate with unlimited extra repayments and no annual fees.
Learn more about this loan
Variable Total Home Loan Package
Reduce the amount of interest you pay on your home loan with a 100% offset account.
Learn more about this loan
Fixed Total Home Loan Package
Lock in a competitive rate and get the peace of mind of repayment certainty.
Learn more about this loanSpecialty loans:
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Interest rates apply to new loan applications received from 27 May 2026 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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The Total Home Loan Package has an Annual Package Fee of $395. |
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The Total Home Loan Package Home Buyer Scheme interest rates and maximum LVR are exclusive to borrowers eligible for and participating in the Australian Government 5% Deposit Scheme. This includes the General Stream and Single Parent Stream. Maximum LVR under the Single Parent Stream is 98%. Eligibility for the Scheme and relevant guarantees is available on the Housing Australia website or by contacting us. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |
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To view all of our interest rates, view our Interest rate schedules for: |