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Community Sector

Community Account.

A specialised operating account for not-for profits.

Talk to us

Working with you for your community.

The Community Account is part of our ongoing commitment to support not-for-profit organisations, clubs, causes and Certified B Corp businesses.

We understand that every dollar counts, and the Community Account is designed with that in mind.

Key Benefits.

Flexible access methods, including Visa Debit card, Internet and Mobile Banking.
No monthly account keeping fees.
Unlimited FREE deposits, withdrawals and transfers.¹
Bonus 0.10% p.a. interest on our standard term deposits.²
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Who is this account for?

This account is available for community groups, not-for-profit organisations and certified B Corp businesses. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.

 

Interested in applying?

Chat with one of our Community Development Managers to get started.

Book a chat

Interest rates.

Community Account Rate p.a.
$0 - $4,999 0.01% p.a.
$5,000 - $19,999 0.55% p.a.
$20,000 - $99,999 1.05% p.a.
$100,000 plus 1.30% p.a.

Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Fees and charges.

Monthly account keeping fee

Free

Osko/Pay ID fee

Free

BPAY fee

Free

Branch over the counter cash withdrawals

Free

ATM withdrawals^

Free

Visa purchases

Free

EFTPOS purchases

Free

Transactions performed via Internet, Mobile or Telephone Banking

Free

^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.

Transaction

Fee each

Declined ATM, EFTPOS or Visa debit transactions~ – one free per relationship per month then:

$0.40

Visa debit card overseas ATM withdrawals

$4.50

International Transaction Fee⁴

3.0% of the value of the transaction

Bank@Post deposits

$2.00

Bank@Post withdrawals

$4.50

TEXT ME! Fee³

$0.26

View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.

Other products you may be interested in.

   
 

Interest rates are current as at 19 May 2026 and are subject to change.
   
∼

A declined transaction occurs in the following circumstances:
a. Insufficient funds in the account
b. Incorrect Personal Identification Number (PIN) entered; or
c. Number of PIN tries exceeded.

(members over the age of 70 years are exempt)
   
1

Excluding overseas ATM, cash advance and declined withdrawals. Excludes Bank@Post withdrawals. Withdrawals and enquiries at Australian ATMs may incur an ATM operator fee charged by the ATM operator.
   
2

Excluding special offers and negotiated term deposit interest rates.
   
3

TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more details, view our Fees and Charges Guide.
   
4

This fee is payable when you use your Visa Credit Card, Visa Debit Card or Visa Prepaid Card to make a transaction:
- In a foreign currency when using your card either online or at a merchant point of sale (irrespective of where the transaction occurs); and/or
- In Australian dollars, when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion where a transaction denominated in a foreign currency is converted to local currency.
(This fee will be collected by Cuscal, with 1.0% payable to us, 1.0% is retained by Cuscal and 1.0% is paid to Visa International). Some overseas Merchants may allow you to pay in Australian dollars, for example, when you make a purchase online or over the phone. This is still considered an international transaction as the transaction is processed overseas and will attract any International Transaction Fee.
   
 

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.
   
 

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.
   
 

Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.