Rewards for the community.
The Community Reward Account is the account for people who love their community.
You do the saving, and we do the giving. This unique savings account helps grow fundraising dollars to more than 430 groups across Australia. In 2024, Beyond Bank gave back over $670,000 to clubs and causes that our members choose to support.
Key benefits.
Help out
No account keeping fees
Great rates
Convenient access
In 2024, our community giving reached over $670,000.
Help a participating club or cause by opening an account and choosing a community organisation you want to support. Here's how it works:
- Use the Community Reward Account like a regular savings account.
- Each year, we'll make a donation to the linked organisation* at no cost to you. The more people with an account linked to the charity, and the more people save within those accounts, the bigger the donation.
Also available to business members.
Make a real difference with your business. By choosing to deposit surplus funds in the Community Reward Account, your business will be supporting a local community organisation.
How to apply.
Personal members
Business banking
Interest rates.
Community Reward Account
| Account balance ($) | Interest rate (% p.a.) |
| $0 - $4,999 | 3.40% p.a. |
| $5,000 - $199,999 | 3.70% p.a. |
| $200,000 plus | 3.80% p.a. |
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.
Fees and charges.
| Fees and Charges that don't apply | Amount |
| Direct Credits | Free |
| Branch over the counter cash or cheque deposits | Free |
| Osko/PayID | Free |
| Transfers to other accounts and BPAY Payments using Internet and or Mobile Banking or the Account Information Line | Free |
| Fees and Charges that apply | Amount |
| Staff assisted transactions (this includes over the counter withdrawals, internal and external transfers and BPAY payments performed in a branch or through the Member Service Centre) – two free per month then: | $2.50 |
| Any other withdrawal or transfer from the account | $2.50 |
View our Fees and Charges Booklet for the full details of other transaction and service fees that may apply.
Other products you may be interested in.
Help is here.
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Interest rates are current as at 24 July 2026 and are subject to change. |
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Registered community organisations may be eligible to receive a Community Bonus Payment as per the Product Guide. |
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Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. |
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This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. |