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Bank & Save

Savings accounts.

Save for something special and grow your savings with a Beyond Bank savings account.

Pair your everyday transaction account with our award-winning app.*

Pair your everyday transaction account with our Award-winning App.*

Our feature-rich Mobile App provides the best online banking protection and user experience. It extends the capability of our Internet Banking, making it safe, quick and easy to manage your money in the palm of your hand.

  • Log in securely using biometrics like Face ID and Fingerprint Unlock.
  • Our spend tracker allows you to track and compare your daily spending with previous months.
  • The payday tracker tool allows you to keep an eye on your pay with a personalised countdown progress bar on the dashboard.

Features and benefits you'll love.

$0 fees
More for you with zero monthly account-keeping fees.
Great rates
Competitive interest rates can reward you for saving more.
Award-winning App*
With our Award-winning App, you can take control of your finances and safely manage your money on the go.
Transact instantly with a Digital Card
Can't wait for your plastic Visa card to arrive? Transact straight away with a Digital Card.

Find your perfect fit.

For those that need flexibility
2.50% p.a. Interest rate, for balances of $5,000 - $199,999

The monEsaver Account provides the most flexibility, with easy access to your money without any minimum requirements.

  • $0 account-keeping fees.
  • No minimum deposit or withdrawal penalties.
For those that are super savers
4.65% p.a. Total rate including bonus interest, for balances of $0 - $200,000

The Purple Bonus Saver Account is the highest earning account that could get you closer to your future holiday, car or something special.

  • $0 account-keeping fees.
  • Bonus savings rate requires a monthly deposit of $50 and no withdrawals during the month.
For those supporting their community
3.70% p.a. Interest rate, for balances of $5,000 - $199,999

With the Community Reward Account the more you save, the more we give to your favourite community group or charity.

  • $0 account-keeping fees.
  • A percentage of your average annual savings is donated to a community organisation of your choice.

Other accounts you might be interested in.

Help is here.

Chat to us
Our live chat is available Monday to Friday 8am - 8pm, Saturday 9am - 3pm (Adelaide time). Excluding national public holidays.
Call us
Speak with our friendly Member Service Centre staff Monday to Friday 8am - 8pm, Saturday 9am - 3pm (Adelaide time). Excluding national public holidays.
Find a branch
Visit one of our 50+ branches across Australia.

   
 

Interest rates are current as at 19 May 2026 and are subject to change.

   
*

Awarded Canstar Customer-Owned Bank of the Year for Digital Banking from 2015-2026. More information can be found at Canstar's 2026 Digital Banking Awards webpage.

   
 

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.

   
 

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.

   
 

All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.