| Business Transaction Account | Interest Rate (%p.a.) |
| $0 - $19,999 | 0.01% p.a. |
| $20,000 plus | 0.05% p.a. |
Interest is calculated daily on the whole balance and paid monthly.
| Community Reward Account | Rate p.a. |
| $0 - $4,999 | 3.40% p.a. |
| $5,000 - $199,999 | 3.70% p.a. |
| $200,000 plus | 3.80% p.a. |
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.
| monEsaver Internet Savings Account | Rate p.a. |
| $0 - $4,999 | 2.20% p.a. |
| $5,000 - $199,999 | 2.50% p.a. |
| $200,000 plus | 2.75% p.a. |
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.
Business Term Deposits.
Interest paid at maturity.
| Amount ($) | 10-Month Term Deposit Special Offer |
| $100,000+ | 5.45% p.a. |
Available to business entities, community organisations, self-managed superannuation funds, and other trust structures.
| Business Investment Loan - Residential Security | Interest Rate (%p.a.) |
| Variable Reference Rate | 8.19% p.a. |
| New Business Variable Rate | 6.69% p.a. |
| 1 Year - Fixed | 6.84% p.a. |
| 2 Year - Fixed | 6.94% p.a. |
| 3 Year - Fixed | 7.14% p.a. |
| 4 Year - Fixed | 7.34% p.a. |
| 5 Year - Fixed | 7.34% p.a. |
| Business Investment Loan - Commercial Security | Interest Rate (%p.a.) |
| Variable Reference Rate | 8.69% p.a. |
| Commercial Secured Variable Rate | 7.49% p.a. |
| Commercial Secured 1-Year Fixed | 7.64% p.a. |
| Commercial Secured 2 Year Fixed | 7.74% p.a. |
| Commercial Secured 3 Year Fixed | 7.94% p.a. |
| Commercial Secured 4 Year Fixed | 8.14% p.a. |
| Commercial Secured 5 Year Fixed | 8.14% p.a. |
| Secured Overdraft | Interest Rate (%p.a.) |
| Variable Rate | 8.84% p.a. |
| Business Vehicle Low Rate Loan Special Offer for Commercial or Business purposes.¹ | Interest Rate (%p.a.) |
| Business Vehicle Low Rate Loan Special Offer - Fixed | 6.79% p.a. |
| Business Vehicle Loan for Commercial or Business purposes | Interest Rate (%p.a.) |
| 1 - 7 Years - Fixed | 8.69% p.a. |
| Unsecured Overdraft | Interest Rate (%p.a.) |
| Variable Reference Rate | 12.99% p.a. |
Business Overdraft - Unsecured Line of Credit Loan for Business or Commerical purposes. Conditions apply.
Need help with your business banking?
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Interest rates are current as at 10 June 2026 and are subject to change. |
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A margin may be added to the rates indicated above to determine the actual interest rate charges. |
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Our Low Rate Car Loan Special Offer is only available for the purchase of new or used cars, caravans, camper trailers, marine craft and motorbikes manufactured within the current or previous two calendar years where the minimum new borrowing amount is $5,000 and where the loan amount does not exceed the purchase price. No package benefits or further discounts will apply. |
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Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. |
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This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |
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To view all of our interest rates, view our Interest rate schedules for: |