David Marshall
Chief Executive Officer
BCom(Ag), GradDip Commerce.
David Marshall joined Beyond Bank in 2025 as our Chief Executive Officer. He is an experienced financial services executive with a proven track record in leading customer-focused organisations, including past tenure as Chief Executive Officer for Defence Bank and Hume Bank. David has also successfully led the retail financial services networks at Commonwealth Bank of Australia and Westpac. He has also led national business, agribusiness segments for major and regional banks. His experience in leading organisations through various business, economic and growth cycles has been a key highlight of his career. David has studied at Lincoln College (Canterbury University), Wharton Business School and London Business School. David is based in Adelaide, South Australia.
Wayne Matters
Deputy Chief Executive Officer
BA (Accounting), GAICD, FCA.
Wayne joined Beyond Bank in 2001 as the Chief Financial Officer, was appointed Deputy Chief Executive Officer in 2013, and was appointed Interim Chief Executive Officer in 2024. He manages several of our corporate support functions, including data, finance, wealth, and treasury. He has 30 years’ experience in finance, treasury, risk management, and administration. Wayne is based in Adelaide, South Australia.
Director Community CPS Services Pty Ltd. Director Beyond Employee Benevolent Fund Pty Ltd. Director Eastwoods Group Ltd. Director Eastwoods Wealth Management Pty Ltd.
Michelle Coelho
Chief People and Culture Officer
MBA, GAICD.
Michelle has been with Beyond Bank for more than 20 years, starting her banking career with United Credit Union. Her most recent appointment before joining the Executive team was to lead our team in WA as State Manager, a position she held for 10 years. Michelle is responsible for driving performance, leadership development, alignment to culture and growth of our people at Beyond Bank Australia. Michelle is based in Perth, Western Australia.
Director Beyond Bank Australia Foundation Ltd.
Peter Rutter
Chief Community and Strategy Officer
MBA (Advanced), GAICD.
Peter has 30 years’ experience in the banking and finance industry. He joined Beyond Bank in 1993. Prior to this, he was employed at Bank SA for 10 years. Peter is responsible for our strategic direction, brand, marketing and communications, and our community development program. Peter is based in Adelaide, South Australia.
Director Beyond Employee Benevolent Fund Pty Ltd.
Nick May
Chief Customer Officer
MBA, GDBM, GAICD.
Nick is a values-focused and highly driven executive with over 30 years of experience in the banking industry. Nick joined the Beyond Bank Group Executive Team as General Manager Corporate Services in 2013. Nick then moved into his current role of Chief Customer Officer in 2016 where he has responsibility for the broad distribution and retail network covering branches, business banking, the Customer Relationship Centre, digital team, Insurance division and the organisation’s third party division. With oversight of the bank’s overall customer experience, Nick’s focus is on the relationships, service and interactions customers have through the banks various channels. Nick has extensive media experience across television, radio and print media as well as having responsibility for many of Beyond Bank’s corporate partnerships.
Director Beyond Bank Australia Foundation Ltd.
Stevie-Ann Dovico
Chief Information Officer
B.Bus, B.IT, MBA.
Stevie is a technologist, strategist, innovator and leader in banking and financial services where she has worked across Asia Pacific for over 17 years. She has run critical technology platforms and global teams, led large-scale change to deliver exceptional customer experiences and transformed digital capabilities across large organisations. Stevie has a larger-than-life energy and a passion for developing people and teams. She was awarded Executive Leader of the Year 2022 by Women in Digital. Stevie is based in Sydney, New South Wales.
Director Beyond Employee Benevolent Fund Pty Ltd.
Brad Markwart
Chief Risk Officer
BSc, BEc, GradCert Accounting, GAICD.
Brad has been in the finance industry over 20 years, joining Beyond Bank in 2001. With extensive experience in risk management and compliance, Brad is passionate about using people and technology to drive efficiencies and improved risk management outcomes for the Bank and its customers. Brad is responsible for the Bank’s risk management, compliance, and financial crimes functions. Brad is based in Canberra, Australian Capital Territory.
Director Beyond Employee Benevolent Fund Pty Ltd. Director Community CPS Services Pty Ltd.
Tony Maughan
Interim Chief Financial Officer
B.Com, MBA, CA, GAICD.
Tony joined Beyond Bank in 2023 as the Chief Operating Officer. Tony brings extensive leadership experience across the entire banking value chain, including group strategy, mergers and acquisitions, front-line banking, and large-scale transformation projects. At Beyond Bank, Tony is responsible for overseeing our Business Enablement, Products and Payments, Credit Assessment, Loan Fulfillment, and Property teams. With his commitment to operational effectiveness, Tony plays a vital role in driving our purpose to create and return value for our customers. Tony is based in Melbourne, Victoria.
Director Community CPS Services Pty Ltd. Director Eastwoods Group Ltd. Director Eastwoods Wealth Management Pty Ltd.
Gavin Heathcote
General Manager - Business Banking
BBus(B&F), GAICD.
His executive experience spans multiple distribution leadership roles, as well as responsibilities in Chief Operating Officer functions, risk management, governance, and strategic development and execution. He has worked across diverse business segments and regions, including both regional and metropolitan Australia, as well as the Asia-Pacific. Gavin is based in Geelong, Victoria.
Director Beyond Bank Australia Foundation Ltd, Director AWA Mutual Ltd.
Wendy Den Hartog
Interim Chief Operating Officer
Adv. Dip. Management
Wendy has over 20 years of experience in financial services and joined Beyond Bank in 2021. Wendy oversees Products and Payments, Credit Assessment, Loan Fulfillment, the Project Management Office, and Property teams. Committed to enhancing customer experience and operational efficiency, she plays a key role in delivering value for customers. As a passionate and focused leader, she has expertise in Operations, Retail Banking, mergers, transformations, and strategic project implementation. She has strong strategic thinking, problem-solving skills, and a talent for building high-performing teams in dynamic environments. Wendy is based in Adelaide, South Australia.