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Interest Rates

Personal loan interest rates.

Personal loans

Low Rate Personal Loan

Product Interest rate (% p.a.) Comparison rate (% p.a.)*
Low Rate Personal Loan 7.99% p.a. 8.99% p.a.

Flexi Personal Loan

Product Interest rate (% p.a.) Comparison rate (% p.a.)*
Flexi Personal Loan 12.49% p.a. 13.37% p.a.

Discontinued products

Line of Credit

Product Interest rate (% p.a.) Comparison rate (% p.a.)
Line of Credit 14.49% p.a. N/A

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Interest rates are current as at 8 April 2026 and are subject to change.

   
 *

Comparison rates are based on a secured loan (unless otherwise indicated) of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

   
 

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

   
 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.

   
 

To view all of our interest rates, view our Interest rate schedules for:
Savings and Term Deposits
Car and Personal Loans and Credit Cards
Home Loans
Investment Home Loans
Business Banking