Planning on travelling?
Be sure to let us know using our multi-award-winning mobile banking app.*
Card Access Overseas.
Use your Beyond Bank card overseas to withdraw cash at ATMs or make purchases at merchant terminals.
Foreign Cash.
Having cash on you when travelling makes it easier to pay for things like taxis and meals when you're on the go.
International Transfers.
Send money overseas in a variety of currencies or receive money directly to your account easily and cost effectively.
Travel Insurance.
Travelling around the world or just travelling around Australia? Relax and enjoy your holiday knowing you are covered.
Receiving money from overseas?
To receive a payment from overseas, you will need to provide the sender with some details for the transaction to be completed.
Staying secure while travelling.
We take the online security of your money very seriously. That’s why we use the latest systems and technology to ensure your savings are safe with us. We combine 256-bit encryption and sophisticated firewalls with 2-tier authentication (secure SMS) to offer great online protection for your money and information.
If you are going to be travelling overseas and are not going to have roaming turned on, we recommend using Mobile phone VIP Access. This relies on your mobile phone having web access, or you can use an app on your smartphone to create a secure passcode using an online application (once downloaded it no longer requires access to the internet). Once you’ve entered your VIP Security Token passcode, you will have full access to all areas of Internet Banking, including our Secure Messaging service.
Helpful Travel FAQs.
To transfer money to someone overseas you will need the following information;
- Transfer amount and required currency
- Beneficiary name
- Beneficiary address (full street address is mandatory)
- Bank sort code/SWIFT address/chips/routing number
- Beneficiary account number
- IBAN (this is mandatory for transfers sent to the United Kingdom or European Union)
- Bank name
- Full bank address (full street address is mandatory)
- Purpose of payment
- Any special instructions
To process your payment through Internet Banking, simply select ‘Transfer/Pay’ from the main menu, followed by ‘International Transfer’.
The default daily limit for this service is $5,000AUD. This limit can be increased to a maximum limit of $10,050, simply contact us on 13 25 85 or visit one of our branches.
You might also receive a call from one of our Customer Service Representatives if information is incorrect or missing for verification purposes.
Useful links
It’s a good idea to take more than one means of accessing your money with you, rather than just relying on one. For example, besides having a Visa Debit card or a Credit card, it’s worthwhile taking some foreign currency as well so that if your card is stolen or lost, you won’t be left without access to cash. Also, with Digital Cards and the option to use Mobile Wallets, you may have extra options available to you for online purchases or where these contactless payments are accepted.
Remember that arranging these before you go can take a few days, so it’s best not to leave getting them to the last minute.
If you are currently travelling and need help with a lost or stolen card, please call the reverse charge Visa International Hotline, available 24 hours a day on +61 2 8299 9101. They will be able to assist with more information and options for you while you are still overseas.
It’s always a good idea to have some local currency ready for when you arrive at your destination. Foreign cash is available in a wide range of currencies and can be arranged at your preferred branch. It is usually available within two business days.
Useful links
We currently offer an incoming payment service through Convera. This service allows the sending bank to transfer the funds as a domestic transfer, from their account to a local Convera account.
To arrange your payment you can complete the online form. This form will provide you with the payment details, and a print-friendly copy of the transfer instructions for the sending bank
Your incoming payment will take approximately 3 business days to credit your account and will be available to you immediately. Receiving a payment from overseas via this method will be fee free to you as a Beyond Bank member.
As an alternative, you can also receive a payment from overseas in Australian Dollars (AUD) via the SWIFT payment details below. Payments received in a foreign currency will be rejected. Payments via SWIFT would generally take up to 10 business days to arrive and there is an $8 Inward SWIFT fee that applies when a transfer is received.
Bank name: Beyond Bank
Bank address: 100 Waymouth St Adelaide SA 5000
Branch No: 325185
Account No and IBAN (optional): 325185 followed by your Account Number
For example, if your account number was 01234567 you would provide 32518501234567.
Account Name: Your name
SWIFT code: CUSCAU2SXXX
Please also be aware that third-party fees may be charged by intermediary financial institutions, and any transfers received in a foreign currency would be automatically rejected and returned to the sender
Useful links
Other ways we can help.
Please read this important information.
* | Awarded Canstar Customer-Owned Bank of the Year for Digital Banking from 2015-2024. |
Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. | |
This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. | |
All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237856 as agent for the product/service issuer of the relevant service. © 2024. |