A straightforward variable loan for investors.
It pays to keep it simple with our Variable Purple Basic Investment Loan. You’ll enjoy a low interest rate, plus some other sweet money-saving features.
What makes it great.
Low interest rate
No minimum redraw
120 day pre-approval
Simple fee structure
Other perks.
- Borrow up to 90% of the value of the security property
- Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
- Flexible principal and interest repayment options. Make additional repayments without penalty and choose your payment frequency from weekly to monthly
- Access your money 24/7 through Internet Banking and our Mobile App.
A direct line to support, whenever you need it.
We keep it simple by giving you one, ongoing point of contact over the life of your loan. Someone who knows your name, preferences, and investment goals.
Our team of Lending Specialists can help you:
- understand your current financial situation (income, assets, and equity) and whether you’re in a good position to invest
- explore different rates and loan structures to find one that meets your investment needs
- guide you through the application process
- manage, review, and optimise your loan after settlement.
Rates starting from
For Variable Purple Basic Investment Loan Principal and Interest ≤60% LVR^
6.24
6.27
How to apply for this loan.
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Complete application
It's quick and easy. You'll need details on your income, assets, and expenses handy. -
We'll be in touch
After assessing your application, we'll give you a call to chat through your options or get more details. -
Get an answer
If approved, you can easily review and sign your documents online.
After more flexibility in your loan?
Our Total Home Loan Package lets you split your loan between a variable and fixed rate.
Interest rates.
Understand how to use the comparison rate and calculate your loan to value ratio (LVR). Lenders' Mortgage Insurance (LMI) may also apply.
Variable Purple Basic Investment Loan
Home loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤60% LVR | 6.24% p.a. | 6.27% p.a. |
| >60 - 80% LVR | 6.34% p.a. | 6.37% p.a. |
| >80 - 90% LVR | 6.74% p.a. | 6.77% p.a. |
Fees and charges.
| Fees and Charges that apply | Amount |
| Establishment Fee⁺ | $445.00 |
| Valuation Fee⁺ | At cost |
| Lenders' Mortgage Insurance | At cost |
| Search Fee | $35.00 |
| Discharge Fee | $350.00 |
View our Fees and Charges Booklet for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.
Start your investment journey with us today.
Apply for a loan or conditional pre-approval
Speak with a Lending Specialist
Help is here.
Book appointment
Message us
Call us
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Interest rates apply to new loan applications received from 10 June 2026 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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Available for new loans where the minimum borrowing amount is $150,000, or increases to existing loans where the increased borrowing amount is $50,000 or more and, in all cases, where the LVR (Loan to Value Ratio) does not exceed 60%. We calculate your LVR and determine your eligibility for this rate when we assess your loan. Rates may differ for existing borrowers. No package or other discounts apply to the advertised rate. This offer is available for a limited time only and may be varied, withdrawn, or replaced at any time in Beyond Bank’s sole and absolute discretion. |
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The following loans are ineligible for this offer: Bridging, Building/Construction, Parent Equity, Land Rent Scheme, Interest Only, and Investment. |
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Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. |
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Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch. |
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Conditional loan pre-approval is available for a period of 120 days. |
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The Purple Basic Variable Home Loan has a single application fee of $445. This includes property valuation costs up to $300, Check fees and Check search fees. Other costs (including government fees and charges) may apply. Property valuation costs in excess of $300 and other fees (such as government charges) may apply. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |