Payrix Payment Summary.
Simple pricing. No set up fees.*
- No set up fees.*
- Pay only for what you use.
- Repeating, one off and ecommerce transactions.
- Choose to pass transaction fees onto your customer.
Accept payments online.
- 88c per transaction for transactions from bank accounts.
- 33c and 1.98% for transactions Visa or Mastercards.
- 33c and 2.98% for transactions from domestic AMEX.
- Add 1.1% for international cards.
| Fees | Amount |
| Transaction fee – all card types | $0.33 |
| Visa/Mastercard recurring fee (domestic) | 1.98% |
| Visa/Mastercard recurring fee (international) | 3.08% |
| Visa/Mastercard gateway fee (domestic) | 1.98% |
| Visa/Mastercard gateway fee (international) | 3.08% |
| AMEX (domestic) | 2.98% |
| AMEX (international) | 4.08% |
| Direct debit bank account fee | $0.88 |
| Data storage fee (once per new direct debit payer record) | $3.30 |
| High transaction value surcharge (for transactions over AU $2,000) | 0.50% |
| Fees | Amount | Description |
| Chargeback or claim fee | $55.00 | Per successfully returned chargeback or claim |
| Failed transaction fee | $4.40 | Per failed or returned transaction attempt (bank account debits only) |
| Refund fee | $0.33 | Per refund (credit cards only) |
| Establishment fee | $110.00 | Once only per business entity (premium merchants^ only) |
| eCommerce gateway fee | $33.00 | Per month (premium merchants^ only) |
| In-video payments | $99.00 | Per month for In-video solution |
| Communication fee (SMS and/or email) | $0.22 | Per message |
| Termination fee - within 12 months | $550.00 | Premium merchants^ only |
| Termination fee - after 12 months | $165.00 | Premium merchants^ only |
Want to know more or ready to apply for Payrix?
Chat with one of our Business Bankers.
| * |
Additional service fees may apply as detailed in the application form. |
| ^ |
Premium merchant accounts provide you with an individual merchant ID, which means your business name will be displayed as the debiting institution on the account statements of your customers. Standard merchant accounts have a common merchant ID, which means that a generic description will be used for the debiting institution on the account statements of your customers. |
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Through an arrangement with Payrix Australia Pty Ltd (AFSL 418105, ABN 63 135 196 397) we offer Online Payment Facilities. |
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Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |