A shot of a young, Asian woman smiling at the camera with her dog.
Managing Money

A practical guide to pet insurance.

3 minute read
1 November 2024
Managing Money

Understanding the essentials of pet insurance.

Insurance plays a vital role in protecting your financial wellbeing and providing peace of mind by helping you manage risks. There are different types of insurance to help manage different types of risk. 

At Beyond Bank, we want to help our customers make informed decisions about general insurance products.  

This guide will help you understand pet insurance. 

What is pet insurance? 

Pet insurance covers veterinary expenses if your pet becomes ill or injured. Some policies also include coverage for routine care and preventative treatments. 

Why it's important.

Veterinary bills can be expensive, especially for emergency treatments. Pet insurance helps cover these costs, ensuring your furry friends get the care they need without breaking the bank. 

Things to consider.

Check for exclusions for pre-existing conditions, waiting periods, limits including annual limits, per-incident limits and lifetime limits, reimbursement rates and the general reputation of the insurer.  

We’re here to help.

Beyond Bank provides a range of general insurance products. We don’t provide Pet Insurance, but if you’re considering general insurance and would like some help, contact your local branch or give us a call 13 25 85. 

Beyond Bank Australia Ltd, ABN 15 087 651 143, AFSL/Australian Credit Licence 237856 arranges insurance as agent for the insurer Allianz Australia Insurance Limited, ABN 15 000 122 850, AFSL No 234708. Travel Insurance is issued and managed by AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance (AGA) for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply. 

We do not provide any advice on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from  https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. 


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